Why would you NOT consolidate your student loans? Especially with the low rates right now.?

Nov 24

Mark SingleyStudent Loans Q&A Student Loans Q&A, tens of thousands, thousands of dollars 2 Comments

I’m trying to see both sides, whether I should consolidate or not. I have tens of thousands of dollars in student loans.

Are there any reasons NOT to consolidate right now?

Can my private university force me to buy its student health insurance?

Aug 17

Mark SingleyHealth and School employer insurance, government insurance, health coverage, health insurance, insurance, insurance programs, medicare, private graduate school, school health, thousands of dollars, waiver form 6 Comments

I am currently covered by a state-enhanced version of Medicare; my family is extremely low-income and this health coverage is far superior to that offered by the private graduate school I will be attending this fall. However, the school is not accepting my waiver form saying that government insurance does not meet the school’s waiver qualifications (only employer insurance programs do). Can they do this to me and make me pay thousands of dollars I don’t have for redundant school health insurance I don’t need? Anyone knowledgeable enough to know whether this is something I can fight legally? The school and my insurance are in NJ.