Feb 16
Mark SingleyStudent Loans Q&A 3 years, banks, loan officer, Student Loans Q&A, variable interest rate
Where do I go to consolidate my student loans? I graduated 3 years ago and I have a variable interest rate which has increased this year. I was hoping to consolidate but don’t know where to go. To the bank to speak with a loan officer? How can I be sure I’m getting a good deal? If I shop around other banks, do I need to have an account with them?
So confused. Help!
Feb 14
Mark SingleyStudent Loans Q&A aftermath, amp, bad idea, beneficial, disability, dreams, fixed income, hurricane katrina, interest rates, Student Loans Q&A
That’s what many people tell me. Some say it’s beneficial, & others say it’s harmful & raises your interest rates. Because of Hurricane Katrina, I had to get student loans, going to 3 different schools (of course, during the period of the aftermath). I’m on a fixed income (disability), trying to improve my life. I don’t want to discharge my loans. I feel like I didn’t go to college for nothing, & I feel it’s MY duty to pay the loans back. I want to fulfill the dreams of my career, despite my disability. So is it a good or bad idea to consolidate, & how do I do it?
Feb 11
Mark SingleyStudent Loans Q&A mortgage application, Student Loans Q&A
We have been pre-approved to buy the house, have an accepted offer and are almost ready to go.
However, my husband also wants to consolidate his student loans. Should we wait until after we close on the house to consolidate his student loans? How will it affect our mortgage application?
Feb 09
Mark SingleyStudent Loans Q&A credit card, federal loans, interest rates, maxed out, seperatly, Student Loans Q&A
I have 3 student loans out from college: 1 state, 1 federal, and 1 from my bank and a maxed out credit card that I am paying off. Is there a way I can consolidate all of these together for a lower monthy payment? Right now I pay each bill seperatly and the interest rates keep climbing! Any advice? I am under the impression that I cannot consolidate state and federal loans together…am I wrong about this?
Feb 08
Mark SingleyStudent Loans Q&A grad school, graduate school, Student Loans Q&A, undergrad
I just completed graduate school a few months ago and I consolidated my student loans from undergrad and grad school and it is time to start repayment on my student loans. How many times can you defer your student loans..I consolidated them with the extended payment plan which is 30 years?
Feb 06
Mark SingleyStudent Loans Q&A Student Loans Q&A
I have about 20K in student loans and I graduated this past semester.
Feb 03
Mark SingleyStudent Loans Q&A graduate loan, interest rate, Student Loans Q&A, undergraduate student loan
I have a undergraduate student loan for approx. 10,000
and a graduate loan for another 10,000.
Any suggestions on where to go to consolidate and what interest rate is the best out there for student loans?
Jan 29
Mark SingleyStudent Loans Q&A credit score, experian, free credit report, installment loans, Student Loans Q&A
Recently, I acquired my free credit report from Experian and a few questions arose. I noticed that my student loans are in the form of installment loans (which I knew already) but was not aware that there were 10 of them plus my car that I just bought last May! Am I right in understanding that the more installment loans you have, the more it hurts your credit score? And if so, would it help my score to consolidate those loans?
Thanks for any help!
Jan 28
Mark SingleyStudent Loans Q&A fixed rate, Student Loans Q&A
I have 18,000 in student loans and only have 6 months until I start making payments on them. Most of them started out at 2.50% interest and are now at 6.0%. 6,000 of the debt is at 8.95 interest. I want to get them all with one company and at a fixed rate but I dont want it to add on fees. What should I do?
Jan 23
Mark SingleyStudent Loans Q&A consolidation, dad, dilemma, money down, promissory note, repayment plans, Student Loans Q&A, student payments
Hi i’ve consolidated my student loans which is around ,000.00 and today i got the statement from the consolidater giving me the whole amt i need to pay off in 20yr s with their payment schedule. With their payment schedule, i’ll be paying off arnd ,000.00 with interest, principles with a payment of 0.00 every month for the next 20 yrs. When my dad happened to see the statement he said he’ll help me out w/ my student loans and if i go w/ the consolidation payment plan i’m paying the extra ,000.00 which i dont even owe in student payments to them for no reason and that additional ,000 i’m paying em is just money down the drain. He wants to me call them and tell them i’ve changed my mind and not decided to proceed w/ the repayment plans and looking for alternative ways to pay off my loans. The problem is i signed the promissory note and everything so now i’m not sure they’ll honor my change of plans. I’m in a big dilemma here and not no what to do. Somebody pls help me out.
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