Consolidating Student Loans?
Feb 10
Student Loans Q&A interest rate, sallie mae 2 Comments
I am trying to figure out who to consolidate with. I heard Sallie Mae is a rip off. Is this true? Also what interest rate should I be looking for?
best company to consolidate student loans with??
Jan 18
Student Loans Q&A direct loan, federal loan, lowest interest rate, sallie mae, Student Loans Q&A 2 Comments
I currently have 4 student loans out. One in a small loan I plan on taking care of myself. One is Sallie Mae. One is a Federal loan and one is a Direct Loan. I want to reconsolidate my loans and am wondering which company offers the lowest interest rate?
Is it possible to consolidate my student loans and my credit card loans ASAP?
Jan 14
Student Loans Q&A car payments, chase bank, Credit Cards, forebearance, great lakes, hsbc, job, new apartment, paycheck, sallie mae, single one, student loan, Student Loans Q&A 5 Comments
I have a lot of loans to pay back and I was just thinking about consolidating all the loans into one.
I have 2 credit cards ( one in collection , one almost in collection – hsbc and chase )
Then I got a student loan ( 3 of them – One citi bank , Sallie mae and Great lakes )
I am really desperate and stressed out because every single one of the above mentioned people keep calling me daily , and with my current job situation , i just paid the deposit to move into a new apartment because there was a shooting 10 feet away from my apartment door . My car payments are also very high ( 425/ month )
I need a plan and i was intending to sell my car , then pay off my credit cards ( one by one ) .
I had 3 credit cards in the beginning , but i paid off one of them few months ago .
How can i consolidate my student loans and 2 credit cards ?
I know it’s not possible to do them together.
but the payments i am making right now are just too much for me to handle with a 0/week paycheck on top of the rent and car payments i have to make . ( – for city bank, for chase bank , 5 for hsbc , for sallie mae , Great lakes – total bal = ,000( on forebearance )
STUDENT LOANS: Consolidating Fed. Loans with Sallie Mae Loans?
Jan 13
Student Loans Q&A brazos, federal student loans, private loans, sallie mae, stafford loans, student loan 6 Comments
I am currently paying too much for student loans! I just graduated college about a year ago and consolidated my federal student loans (subsudized and unsubsidized) with Brazos (referred by AES).
What I would like to do is consolidate my fed. student loans with my student loan I received from Sallie Mae so that I only have one payment to make per month.
Does anybody know of any companies that consolidate not only my Stafford loans but also my private loans? Even better would be a lower rate than I am paying now, but any advice will help!
Where can I take out a grant for school or a private student loan with bad credit?
Jan 13
Student Loans Q&A co signer, dental assisting school, grants, june 23, money, sallie mae 6 Comments
Im trying to go a dental assisting school it only cost ,995. The problem is I already have a balance with Sallie Mae of ,000. They will not give me another loan without having a co-signer, which I do not have. I’ve tried to get a grant but everything on the internet cost money to get the grants packets. Please help I’m trying to start school by June 23,2 008.
Anyone recieved a degree from a online college?
Nov 24
Online education financial aid, getting a job, home mother, mae loans, medical administration, sallie mae, stay at home 4 Comments
I am currently attending an online college and a friend of mine told me that a lot of businesses will not accept online degrees, that they aren’t accredited. I was wondering if anyone has received a degree from an online college and had no problems getting a job. I am going for my degree in medical administration. Any help here would be appreciated. I am attending online because I am a stay at home mother.
I prefer not to say the name of the college.
They do participate in Financial Aid and Sallie Mae loans.
Options if defaulted on a federal student loan?
Nov 10
Student Loans Q&A 9 months, cash cow, catch 22, collection charges, default status, equity line of credit, federal student loan, financers, garnishment, hitler, home equity line, home equity line of credit, loan holder, lump sum, nightmare, poor credit, quot, sallie mae, typical student, wages 2 Comments
My boyfriend defaulted on a federal student loan in 1995, and his wages have been garnished ever since. None of the money has ever been applied to the principal. The loan holder will drop ,000 in collection charges if the loan is paid off in a lump sum.Yet, he can’t get this kind of financing (,000) at a regular bank because of his poor credit, and because he has already consolidated once. If he enters the loan holder’s "rehabilitation" program and pays additional money for 9 months (on top of the garnishment) they will drop the default status, enabling him to get the financing, but they will not drop the collection charge. He can’t get a home equity line of credit, and the typical student loan financers won’t help him because of the "default status" on this loan – a catch 22. Who can go to that will loan him the money to refinance this nightmare? It seems like they make it difficult for him to get out of this because it is a cash cow for them, and a perfectly legal scam.
My boyfriend defaulted on a student loan. He made a mistake and is not trying to "welch" on the deal. He is trying to fix his mistake. It is a legal scam because they make it difficult for him to do so because this is a CASH COW for Sallie Mae. I posted this question to see if anyone else knew where to go, not for you to reign down your judgment on him.
He has paid the price already and this SCAM is designed for him to pay the price until he dies. How much does he have to be punished? It’s outrageous!
He’s not HITLER for crying out loud!
Private student loan consolidation?
Nov 09
Student Loans Q&A equity line of credit, fixed interest, good options, home equity line, home equity line of credit, interest rate, interest rates, private loans, private student loan consolidation, sallie mae, student loan consolidation, Student Loans Q&A 2 Comments
My husband and I have a sizable amount of student loans (almost 0,000 combined) that are in private loans through Sallie Mae. My interest rates are outrageous, some are 7% to as high as 15%. Are there any good options for private student loan consolidation? If not, what other options are there to refinance these loans (would a home equity line of credit be better)? We are both looking to lower the payments and get a fixed interest rate while the prime is low. Thank you in advance for your advice and assistance.
Does anyone know where I can consolidate private and student loans together or at least lower my private loan?
Nov 07
Student Loans Q&A interest rate, sallie mae 5 Comments
Right now the interest rate is toooo high and Sallie Mae won’t consolidate it because I didn’t finsh the class.
I thought consolidating student loans would erase the Sallie Mae loans….?
Nov 06
Student Loans Q&A credit report, mae loans, sallie mae, Student Loans Q&A, thanks in advance, whole lot 5 Comments
I went through a company to consolidate my student loans. Currently, on my credit report, it shows I have about 10 Sallie Mae loans open. Once Sallie Mae is paid, will they delete the accounts from my credit report or will it still be on there and show as paid? Is there anyway I can get them off, because I don’t want a whole lot of accounts shown on my report. I’m trying to buy a house and want my credit report to look good. Thanks in advance.
I haven’t started paying any of them, so they are all negative. This is why I need them removed.
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