Jan 13
Mark SingleyStudent Loans Q&A brazos, federal student loans, private loans, sallie mae, stafford loans, student loan
I am currently paying too much for student loans! I just graduated college about a year ago and consolidated my federal student loans (subsudized and unsubsidized) with Brazos (referred by AES).
What I would like to do is consolidate my fed. student loans with my student loan I received from Sallie Mae so that I only have one payment to make per month.
Does anybody know of any companies that consolidate not only my Stafford loans but also my private loans? Even better would be a lower rate than I am paying now, but any advice will help!
Jan 08
Mark SingleyStudent Loans Q&A citibank, consolidation options, private loans, private student loans, reputable company, wells fargo
Our kids have private student loans with Citibank. They had the best consolidation options when the loans were obtained and now they won’t consolidate their OWN loans. Can anyone recommend a reputable company. I know Wells Fargo will consolidate private loans from other places, but I don’t know anything about them.
Jan 06
Mark SingleyStudent Loans Q&A ecsi, grad school, interest rate, iowa student loan, iowa student loan liquidity, private loans, salie mae, Student Loans Q&A, ting
I have 4 difft student loans. I need to consolidate into one payment. I need to still have the option to defer later when return for grad school. The ting is, I want a really good interest rate and I have difft types of loans. I have private loans and other loans. I have salie mae, federal direct, iowa student loan liquidity, and ECSI. Really need help on who to consolidate with and which loans I can consolidate. Please help
Jan 03
Mark SingleyStudent Loans Q&A cleveland ohio, contrary, financial advisers, fixed interest rates, government loans, law school, lawyers, money, private loans, Student Loans Q&A, variable rates
I am graduating from law school, and, contrary to what everyone says, most lawyers don’t make a lot of money. I have about 0,000 in student loans, and they are all over the place. Some are subsidized government loans with low, fixed interest rates. Some are private loans with high variable rates. I need to figure out which loans should be consolidated, how to get low monthly payments, and when I should start saving.
My question is: which financial advisers are the best for helping to get out of debt? Is there anyone who specializes in student loans?
Answers relevant to Cleveland, Ohio would be nice, but not necessary if it’s a big, national firm.
Dec 11
Mark SingleyStudent Loans Q&A checks, consolidation services, federal consolidation, federal student loans, january 24, market downturn, nelnet, private loans, regulatory changes
I have ,000 in federal student loans. I do not have private loans and all loans are through the same lender.I contacted my lender nelnet about consolidation.
They stated "In response to the ongoing credit market downturn and recent regulatory changes, Nelnet has made the decision to discontinue federal consolidation services for customers wishing to consolidate with Nelnet. As of January 24, 2008, Nelnet will no longer consolidate federal student loans."
Can I still consolidate with another lender? I prefer to send out 1 check instead of multiple checks a month.
Any information and input will be greatly appreciated.
Thank You
Dec 09
Mark SingleyStudent Loans Q&A federal loans, private loans, Student Loans Q&A
I will be graduating in December from college. I want to consolidate my student loans but am unsure of a reliable place to go. I have several federal loans and a couple private loans. Is there anywhere I can go that will consolidate them all into one payment, or do I have to consolidate them separately?
Nov 09
Mark SingleyStudent Loans Q&A equity line of credit, fixed interest, good options, home equity line, home equity line of credit, interest rate, interest rates, private loans, private student loan consolidation, sallie mae, student loan consolidation, Student Loans Q&A
My husband and I have a sizable amount of student loans (almost 0,000 combined) that are in private loans through Sallie Mae. My interest rates are outrageous, some are 7% to as high as 15%. Are there any good options for private student loan consolidation? If not, what other options are there to refinance these loans (would a home equity line of credit be better)? We are both looking to lower the payments and get a fixed interest rate while the prime is low. Thank you in advance for your advice and assistance.
Nov 02
Mark SingleyStudent Loans Q&A budget, consolidation, different companies, federal loans, grad school, private loans, Student Loans Q&A, thanks in advance
I am a May 2008 graduate with a significant amount of debt.
Because I transferred, I have over ,000 in a number of private and federal loans from different companies in two different states. I just have a few questions about consolidation.
1. Can you consolidate both federal and private loans into one?
2. I just started working, so I don’t make that much, do you think consolidation is a good option? I can make the payments, but it makes everything else a lot tighter.
3. If I consolidate, what companies can I trust?
4. What companies are best?
5. What if I go back to grad school later and need to take out loans again? Can I add to the consolidation? Or does something else happen?
Any information will help. I am trying to be responsible and budget, but having a number of student loans is making things pretty difficult. Thanks in advance!
Oct 30
Mark SingleyStudent Loans Q&A apartment, auto loan, checks, crap, credit score, federal student loans, loan consolidation, new job, parents, private loans, private student loans, secure credit card, thanks for your help
I have approximately ,000 in Federal student loans and ,000 in Private student loans.
I just graduated and I start a new job tomorrow that pays ,000/year. I never established any sort of credit in college.
I just moved here and in order to get an apartment and to get an auto loan they had to look up my credit score, and my parents had to cosign for each. For the electric bill they had to look up my credit score and finally in order to get a secure credit card they had to look up my credit score.
I know each time someone checks your score it goes down a few points, so I’m assuming mine is crap.
How long should I wait to consolidate these private loans? How long will it take to improve my credit score enough to make a difference? Is loan consolidation a good option for me? Thanks for your help.
Oct 24
Mark SingleyStudent Loans Q&A federal loan, incentives, private loans
I have 1 federal loan for ,000 and 2 private loans for 00 each. I would like to consolidate all of these to 10-12 year loan. Does anyone know anyone who can do this with any nice incentives?
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