Is it possible to consolidate Federal Stafford Student Loans and SELF Student Loans?

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I’d like to consolidate my student loans (Federal Stafford Subsidized & Unsubsidized; SELF Loans) without applying for a private loan. Is this possible?

I am a student, have no credit history and have limited options on co-signers. Am I out of luck?

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Here’s the situation:
1. I have about two months of credit history with one credit card, and I paid off the balance on time no problem.
2. I am a sophomore, have already filled out FAFSA, and am already taking out federal loans.
3. I need an additional private loan of 00 within three weeks.
4. My best candidate for a co-signer is my mother (My other closest family members are definitely unable to help me). Her credit score is good, but she has no job. She will have to get a loan of her own soon for a car, once she gets a job.
5. I have read on different websites that co-signing a loan affects the co-signer’s credit score. They all mention that a co-signer suffers if the borrower doesn’t pay payments, but I am assuming I will be able to get a job and continue to be responsible with my money. Does simply co-signing on a loan automatically hurt the co-signer’s credit score? Does this mean that my mother will not be able to get a car loan or refinance our home if she co-signs on my loan?

So my question comes in these pieces: Do I have to have a co-signer, given my nearly-non-existent credit history? Will my co-signer’s credit score suffer enough to prevent my co-signer from taking out her own loan? Also, does anyone have any recommendations on where I should go for a good private student loan?

Thank you in advance for any advice.
I am studying abroad; if I were to back out now I would be throwing away several thousand dollars. I didn’t know until last minute which scholarships I was getting (I applied to several scholarships, totaling 000, but am receiving just under half of it). The 00 deficit I am in now is after scholarships, wages, and federal aid.

I defaulted on a private student loan in my youth. Will this affect my financial aid?

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Will a private loan default affect my financial aid? I’ve never defaulted on a financial aid loan, only a private loan.

I totally want to pay back the default, but I can’t really get ahead until I get my degree. I’m not shady or anything, I’ve been killing myself without even making ends meet. My parents can’t help. If I could just get financial aid I could finish my degree and try to get a better paying job to pay off my student debt.

Deduction of Student Loan interest, did I lose the deduction?

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My daughter and I refinanced her current student loan into a seperate private loan with a much better rate. However, is this new loan considered still a studen loan? By all appearanced on the outside of this, it is just a plain jane loan. I don’t get a 1098-E, or anything. So while I got a much better rate, did I lose the "student loan" status? I think I just inadvertantly lost a great deduction. Thanks

When should I consolidate my federal and private student loans?

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I have a few different student loans out; 3 private and 1 federal. Should I wait until I graduate to consolidate or should I do it now. I’m currently paying 0 on one private loan. The other loans have a 7.62% interest rate. Any suggestions?

Deduction of Student loan interest, did i lose the it?

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I refinanced my daughters student loan into a private loan with just my name on the loan that had a much lower rate and better terms. However, afterwards, I didn’t get a 1098-e, and I was just realizing that perhaps I just lost that deduction by changing it into basically a regular loan. I didn’t sneak other money into it. it was just rolled over into the loan. So, did I lose the deduction, or can I still claim it, or still claim it and hope I don’t get audited over it. Thanks

If I get a private student loan from a bank or so, do they check with financial aid at my school?

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Like are they associted with one another. If you say one thing to get financial aid and say another thing for a private loan, both the financial aid and loan interconnected???? Help!

Does anyone have advice for a recent college graduate wanting to consolidate student loans?

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I took out a private loan with TERI for my freshman year, and three more private loans with SallieMae for the last three years of undergrad. I called SallieMae to ask about my options and they were very unhelpful (not surprised). Is anyone in the same position or does anyone know of a company that could consolidate all of these loans so that I have only one monthly payment? Thank you !!

My student loans have already been consolidated, but I want to reduce my interest rate? Any options?

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My student loan was consolidated in 1998-1999. They are stafford loans, used to pay for my law school education. My interest rate is at 8.25%, and apart from decreasing the interest rate by .25% with online payment, Sallie Mae/Bank One has offered me no other options, since my loans are already consolidated. Any options, other than to take out a new private loan for consolidation?

What are the best private student loan consolidation companies?

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I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately 0 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today’s economic condition and the difficulty of college graduates finding jobs, I don’t know how they can expect people like myself to pay 0 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment?

Thank you!