navigating student life intelligently…….
Feb 15
Student Loans Q&A fafsa, loans, money 2 Comments
I have already filled out my FAFSA and was wondering if I will be qualifiying for loans as well as qualifying for grant money that I wont be required to pay back. This is, of course, assuming that I qualify. Thanks.
Feb 13
Student Loans Q&A loans, random places 5 Comments
Im still in college; I have 2 more years of college left.. and every so often i get these letters from random places asking if i want to consolidate my loans through them.. should i? And how do i determine which to do it through?
Jan 30
Student Loans Q&A 30k, fixed interest, loans, variable interest rate 2 Comments
On loan is a fixed interest rate at 6.8 (30k)and my other is a variable interest rate that just decreased to 3.61 (14k). What is the advantage to consolidating them if I am perfectly fine with the amount I pay on both per month? Is it a better long term plan to consolidate these two loans or would it be better to just leave them seperate and continue with my payments? Thanks to anyone that would know the answer.
Jan 24
Student Loans Q&A fixed interest, high interest rates, interest rate, loans 3 Comments
I have two loans with high interest rates of 9.5% and 10.5%. How can I lower the interest rate on these loans and/or get a fixed interest rate.
Jan 19
Student Loans Q&A interest rate, loan calculator, loanconsolidation, loans, pros and cons 2 Comments
I have loans that have previously been consolidated-one set of loans has an interest rate of 5.25% (that is the bulk of my loans) and the rest has an interest rate of 6.8%. Would it make sense to consolidate them together to get one interest rate. I think that most likely the 5.25% will be raised which will mean in time i’ll pay more for that portion of my loans. Is that correct? I’m not worried about getting smaller monthly payments as I already pay more than the minimum due each month anyway.
Can you help me to determine what the pros and cons would be of doing this now? Or if I should just leave them alone. I was on http://loanconsolidation.ed.gov/borrower/borrower.shtml tha website using their loan calculator and it showed that my interest would be 5.5% which isn’t much more than 5.25%-but is it worth it?
Thanks!
Jan 12
Student Loans Q&A Credit Cards, credit report, laymen terms, loans 4 Comments
On my credit report I have like 8 or more loans and it looks horrible. It says their all in good standing, but I still cannot get anything such as credit cards, because of the loans. So I figured if I consolidate it would look so much better. Can someone explain to me in laymen terms about consolidating.
Dec 31
Student Loans Q&A debt consolidation loan, independent company, loans, suggestion 7 Comments
Would i want to go through the company that i have my loans with or some independent company? Any suggestions
Anyone have a suggestion for a company to get a debt consolidation loan from.
Dec 21
Student Loans Q&A good credit, interest rate, lenders, loans 2 Comments
I have three loans from three different lenders. Who would buy up all three of my loans and give me a decent interest rate? I have good credit.
Dec 17
Student Loans Q&A interest rates, loans 3 Comments
I currently have loans from school and have 2 years left till I graduate. Should I consolidate the loans now and lock in the interest rates; or should I keep the loans as is until the end of school.
Dec 13
Student Loans Q&A lenders, loans 2 Comments
I am an undergraduate senior student and I plan to go to graduate school next year. I have about ,000 in loans both federal and private through different lenders. I want to combine the payments but get it deferred while in graduate school. Help please
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