Will financial advisers help a new grad with no assets to plan a way out of student loan debt? Who is best?

Jan 03

Mark SingleyStudent Loans Q&A cleveland ohio, contrary, financial advisers, fixed interest rates, government loans, law school, lawyers, money, private loans, Student Loans Q&A, variable rates 3 Comments

I am graduating from law school, and, contrary to what everyone says, most lawyers don’t make a lot of money. I have about 0,000 in student loans, and they are all over the place. Some are subsidized government loans with low, fixed interest rates. Some are private loans with high variable rates. I need to figure out which loans should be consolidated, how to get low monthly payments, and when I should start saving.

My question is: which financial advisers are the best for helping to get out of debt? Is there anyone who specializes in student loans?

Answers relevant to Cleveland, Ohio would be nice, but not necessary if it’s a big, national firm.

Should I consolidate my student loans?

Nov 29

Mark SingleyStudent Loans Q&A graduate law, interest rate, law school, lenders, school help, undergraduate student loans 4 Comments

I am starting law school this fall. I have about ,000 in undergraduate student loans and I know absolutely nothing about finances! My loans are spread among 4 different lenders and people are calling my house everyday telling me that I will get all kinds of benefits if I consolidate. I didn’t consolidate when I graduated because the interest rate was high and my loans will go on deferment when I start school. So…the question is, will it really be worth it to consolidate now or are people just trying to sell me a loan? If I do not consolidate now, what are the chances that the interest rate will be lower by the time I graduate law school? Help!

I recently graduated and I need to consolidate my student loans but have bad credit.?

Nov 11

Mark SingleyStudent Loans Q&A bad credit, law school, parents, Student Loans Q&A 3 Comments

I recently graduated from law school and am desperately trying to consolidate my student loans but I have bad credit. My parents are willing to co-sign but they also have bad credit.

What is the best bank to consolidate student loans with?

Aug 07

Mark SingleyStudent Loans Q&A good advice, law school, school grad, Student Loans Q&A 3 Comments

Hello. I am a recent law school grad with 120k of student loans (both private and federal) and I’d like to find out a way to consolidate my loans and hopefully lock in a lower interest and payment rate. Does anyone have any good advice on which bank to chose and how to go about consolidating? thanks!