Consolidating Student Loans?
Feb 10
Student Loans Q&A interest rate, sallie mae 2 Comments
I am trying to figure out who to consolidate with. I heard Sallie Mae is a rip off. Is this true? Also what interest rate should I be looking for?
Consolidate Student loans?
Feb 03
Student Loans Q&A graduate loan, interest rate, Student Loans Q&A, undergraduate student loan 1 Comment
I have a undergraduate student loan for approx. 10,000
and a graduate loan for another 10,000.
Any suggestions on where to go to consolidate and what interest rate is the best out there for student loans?
Consolidating my federal student loans – looking for a fair rate. Help please.?
Feb 02
Student Loans Q&A aes, federal interest, federal loan, federal student loans, gate 04, interest rate, peers, reputable company 4 Comments
I currently have 8 federal student loans open through AES. I have been very good at making payments on time, however I realized that many of my peers have consolidated these loans. I believe the federal interest rate is around 6.85% fixed. Most my loans are higher than that. I am carrying about ,000 in federal loan debt.
GATE 03′: 8.02%
STAFFORD 04′: 7.22%
GATE 04′: 8.02%
GATE 05′: 8.02%
STAFFORD 05′: 7.22%
STAFFORD 06′: 6.80%
GATE 06′: 8.02%
I also noticed that my current balance on about half my loans is higher than my original balance, meaning I have been set up to not even cover just interrest accrued. Anyways, I am looking for a fair interest rate to consolidate these loans and equally a reputable company.
Are there any things I should be cautious with in deciding to consolidate? Should I wait for the federal rate to go down? Any recommendations of solid loan consolidators would be appreciated. Thank you.
Is it possible to consolidate my student loans in a fixed interest.?
Jan 24
Student Loans Q&A fixed interest, high interest rates, interest rate, loans 3 Comments
I have two loans with high interest rates of 9.5% and 10.5%. How can I lower the interest rate on these loans and/or get a fixed interest rate.
Question about consolidating student loans?
Jan 19
Student Loans Q&A interest rate, loan calculator, loanconsolidation, loans, pros and cons 2 Comments
I have loans that have previously been consolidated-one set of loans has an interest rate of 5.25% (that is the bulk of my loans) and the rest has an interest rate of 6.8%. Would it make sense to consolidate them together to get one interest rate. I think that most likely the 5.25% will be raised which will mean in time i’ll pay more for that portion of my loans. Is that correct? I’m not worried about getting smaller monthly payments as I already pay more than the minimum due each month anyway.
Can you help me to determine what the pros and cons would be of doing this now? Or if I should just leave them alone. I was on http://loanconsolidation.ed.gov/borrower/borrower.shtml tha website using their loan calculator and it showed that my interest would be 5.5% which isn’t much more than 5.25%-but is it worth it?
Thanks!
Need to consolidate student loans. Please help!?
Jan 06
Student Loans Q&A ecsi, grad school, interest rate, iowa student loan, iowa student loan liquidity, private loans, salie mae, Student Loans Q&A, ting 5 Comments
I have 4 difft student loans. I need to consolidate into one payment. I need to still have the option to defer later when return for grad school. The ting is, I want a really good interest rate and I have difft types of loans. I have private loans and other loans. I have salie mae, federal direct, iowa student loan liquidity, and ECSI. Really need help on who to consolidate with and which loans I can consolidate. Please help
Should I consolidate my student loans? What are the risks and benefits, pros and cons?
Dec 23
Student Loans Q&A disability, interest rate, lenders, Student Loans Q&A, wheelchair 4 Comments
I just graduated with k in student loans, and I’m wondering if it’s worth it to consolidate, or if I should leave my loans as they are.
My rate is a bit over 6%, and my payments (which start in December) will be about 0 a month.
I have a friend (who is married to a guy in a wheelchair) that has always said that she would never consolidate her student loans, because, if you do, your loans aren’t forgiven in case of complete disability, as her husband’s were.
On the other hand, a lower interest rate would be nice.
What factors should I consider when deciding whether to consolidate?
If consolidating would be a good choice, are there any particular lenders that you would recommend?
How do I consolidate student loans from different lenders?
Dec 21
Student Loans Q&A good credit, interest rate, lenders, loans 2 Comments
I have three loans from three different lenders. Who would buy up all three of my loans and give me a decent interest rate? I have good credit.
Consolidating student loans?
Dec 19
Student Loans Q&A coupon books, federal student aid, federal student loans, grace period, interest rate, interest rates, loanconsolidation, perkins loan, stafford loans 3 Comments
I am looking into getting my federal student loans consolidated through https://loanconsolidation.ed.gov. I had a Perkins loan, and I heard you shouldn’t consolidate that. I also have Direct Stafford loans, but Subsidized and Unsubsidized. Am I able to consolidate these together, or will it mess my interest rates up or something and be bad for me in the long run?
Also, when I look at my loans online (I’m in my grace period still so I don’t have the coupon books) I can’t see my specific interest rate to apply. And I have no idea what my account # is from federal student aid. Can anyone tell me how to get these?
Consolidating student loans…?
Dec 15
Student Loans Q&A interest rate, money, Student Loans Q&A 1 Comment
I was told that consolidating your student loans can save you money with a lower interest rate. Is this always true?
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