What banks or other credible organizations will help consolidate federal student loans?

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I recently graduated from college with 1,000 in student debt. I have obtained a full-time job but am only making about ,000/month. As it stands right now my monthly payments will be greater than my income (excluding any type of rent or other living expenses). I desperately am in need of some sort of consolidation product that would lower my monthly payment at this time.

I have a bachelors degree in Business Administration, but I think I want to teach. Is this possible?

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I have a bachelors degree in Business Administration, but I think I want to be a teacher. Should I go back to school for an education degree? Or would it be easier/faster to go back to school to get my masters to teach in a technical college/vocation school? I also am interested in pursuing this online. I have a full-time job and a family, which makes it too difficult to attend classes on campus. How long will it take me to obtain my goals? What are my options for employment? Help!

Auto Loan, Student Loan, & Financial Aid Help?

5 Comments

I’m currently thinking of applying on all three this summer. I have a full-time job but seeking to replace with a part-time job to pay my bills and make room for school. I plan on applying for 2 loans: ,000 for auto and another ,000 on student loan. I have limited credit history of 8 months with a credit score ranging from 640-660 maybe even at 680 due to regular payments on my 2 credit card bills. I’ve had my current job for a year and a month but working here won’t get me anywhere that is why I decided to further my career by going back to college. I am also currently applying for my financial aid as a full-time student to help out with school’s tuition and expenses. I could probably deal with 0-500 a month payments for the two loans and I have minimal payments for my living and misc expenses. But would this be a good decision? I need experienced individuals to advice and give suggestions pls. Thank you very much!