Hi i’ve consolidated my student loans which is around ,000.00 and today i got the statement from the consolidater giving me the whole amt i need to pay off in 20yr s with their payment schedule. With their payment schedule, i’ll be paying off arnd ,000.00 with interest, principles with a payment of 0.00 every month for the next 20 yrs. When my dad happened to see the statement he said he’ll help me out w/ my student loans and if i go w/ the consolidation payment plan i’m paying the extra ,000.00 which i dont even owe in student payments to them for no reason and that additional ,000 i’m paying em is just money down the drain. He wants to me call them and tell them i’ve changed my mind and not decided to proceed w/ the repayment plans and looking for alternative ways to pay off my loans. The problem is i signed the promissory note and everything so now i’m not sure they’ll honor my change of plans. I’m in a big dilemma here and not no what to do. Somebody pls help me out.
I recently graduated from college with 1,000 in student debt. I have obtained a full-time job but am only making about ,000/month. As it stands right now my monthly payments will be greater than my income (excluding any type of rent or other living expenses). I desperately am in need of some sort of consolidation product that would lower my monthly payment at this time.
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