My student loans have already been consolidated, but I want to reduce my interest rate? Any options?

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My student loan was consolidated in 1998-1999. They are stafford loans, used to pay for my law school education. My interest rate is at 8.25%, and apart from decreasing the interest rate by .25% with online payment, Sallie Mae/Bank One has offered me no other options, since my loans are already consolidated. Any options, other than to take out a new private loan for consolidation?

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2 Comments (+add yours?)

  1. Alex P
    Aug 29, 2009 @ 19:15:28

    You could get a regular bank Loan to pay them off, However your student Loan Interest is deductible from your Federal Income taxes, and a Bank Loan would not be, also the default rules are better for a student loan, you can also postpone student loans.

  2. jason
    Aug 29, 2009 @ 19:15:28

    last week i search and find this blog.if you want do the private loan you can find information in this site.
    http://private-students-loan.blogspot.com/
    i hope can help you.thanks.

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