navigating student life intelligently…….
Jan 31
Student Loans Q&A tax form, w2 2 Comments
Filling personal taxes.looking at the w2 from the school and the loan amount in one box and the grant in another, but the tax form doesn’t have a spot for a grant just tuition.? sounds crazy but help LOL please and thank you
Jan 30
Student Loans Q&A 30k, fixed interest, loans, variable interest rate 2 Comments
On loan is a fixed interest rate at 6.8 (30k)and my other is a variable interest rate that just decreased to 3.61 (14k). What is the advantage to consolidating them if I am perfectly fine with the amount I pay on both per month? Is it a better long term plan to consolidate these two loans or would it be better to just leave them seperate and continue with my payments? Thanks to anyone that would know the answer.
Jan 29
Student Loans Q&A credit score, experian, free credit report, installment loans, Student Loans Q&A 3 Comments
Recently, I acquired my free credit report from Experian and a few questions arose. I noticed that my student loans are in the form of installment loans (which I knew already) but was not aware that there were 10 of them plus my car that I just bought last May! Am I right in understanding that the more installment loans you have, the more it hurts your credit score? And if so, would it help my score to consolidate those loans?
Thanks for any help!
Jan 28
Student Loans Q&A fixed rate, Student Loans Q&A 8 Comments
I have 18,000 in student loans and only have 6 months until I start making payments on them. Most of them started out at 2.50% interest and are now at 6.0%. 6,000 of the debt is at 8.95 interest. I want to get them all with one company and at a fixed rate but I dont want it to add on fees. What should I do?
Jan 28
Student Loans Q&A accomodation, job 6 Comments
As recently i found out my grant wont be able to cover my accomodation and as i dont have a definate job yet i cant say i can make all the payments.
Jan 27
Student Loans Q&A credit crisis, lenders, private student loans, reputable company, student loan consolidations 1 Comment
I’m trying to consolidate my private student loans, and a lot of lenders I’ve contacted are not currently offering this service because of the current credit crisis… Anyone know of a reputable company that is still offering student loan consolidations?
Jan 27
Buying a car seat is definitely one of the most central options a lot of parents will have to make in their sons or daughters early years. Every mother wants to take care of their daughter and do whatever it takes` to ensure their son’s or daughter’s safety. Moreover, the British law demands the permanent use of car seats. With numerous baby car seats on the market to purchase, it can certainly be a very overwhelming decision. But, equipped with a modest amount of advice you can certainly find the best car seat for your specific family.
A rear facing seat is the very first seat your son or daughter will want. Rear facing seats offer more protection for a kid’s head, neck, and spine than that of forward facing car seats. Rear facing seats are definitely the best until the toddler has grown to the maximum weight for the baby car seat or to the point where the top of the toddlers’ head is higher than the top of the seat in question.
The next round of seat is a forward facing seat, which can be used from about nine months four 4 years of age or when the baby weighs in between 9 and eighteen kilograms. This particular type of baby seat has a fastener that connects between the legs to stop them from sliding out of the seat when travelling. Your kid should also keep this car seat until they have reached the seat’s weight limit or when the top of their head is higher than the top of the seat. Choose from a large selection of baby & child products including; car seats, twin pushchairs and Silver cross prams from leading brands online.
For a baby seat that can be used both rear and forward facing, the Britax First Class Plus is a fantastic option to purchase. Britax baby seats are generally highly rated and this seat can be utilised from birth to 4 years of age, and follows the rear and forward facing rules as discussed in this article.
The bumper seat is the last phase in baby car seats. These as a rule don’t have a strap as standard and are used with a car’s seat belt, which wraps around both the kid and the seat. Several bumper seats include removable backs, which allow for a noticeably better fit for smaller children, and can even be removed as the kid grows-up. Booster seats with side wings give a great deal more safety in a car crash than those without as they safeguard the baby’s head. Maxi Cosi baby car seats sell a seat with all these virtues. Their Rodi XR won Practical Parenting magazine’s award for the greatest Multi-Stage baby car seat for 2007/2008.
Baby car seats are a very important part of being parents, and there is a great deal of car seat manufacturers to buy. When your kid’s safety is your most important priority, then Britax and Maxi-Cosi seats are brilliant choices.
Jan 26
I need my report to show that they all are consolidated into one loan.
Jan 25
Student Loans Q&A bankruptcy, legitimate answer, money, student loan, yahoo 2 Comments
In other words, if the bankruptcy was finalized in say September, and then in October money was received for a student loan or grant, could this money be pulled out of one’s bank account due to the previous bankruptcy?
Thanks Francisco, but I’m asking for a friend. The bankruptcy has already occurred, so I’m just asking about the money that could be subject to it after the fact….
Thanks for answering 
It would be nice if someone would actually answer the question. I have had one definite scam response and two that do not answer the question. the fact that the other two didn’t answer the question also makes them suspect. Obviously this is an area of concern that is exploited by people on Yahoo Answers. Too bad. Still waiting for a legitimate answer and have already reported one as an abuse.
Thank you very much RPG, for directly responding to my question!
Jan 24
Student Loans Q&A fixed interest, high interest rates, interest rate, loans 3 Comments
I have two loans with high interest rates of 9.5% and 10.5%. How can I lower the interest rate on these loans and/or get a fixed interest rate.
© studentelligence.com 2010
Recent Comments