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Which are the Best Online Bachelor’s Degree Programs?

There are tons of online programs. I personally attended both traditional and online-only schools and I know someone that has taught for various online schools and traditional schools over the last five years. All are accredited and solid programs. Schools tend to vary in price, so we could say online schools are more expensive, but that is relative. Of course they are more expensive than a community college, but less expensive than Harvard. The price range varies.

The key is to find a program that is fully accredited. Is it worth it? YES. My career has boomed since my MBA at nearly 5 years ago. I am close to finishing my Ph. D through distance education, and I am at the job that I want. I know I wouldn’t be here without the education. If you are looking at work in the U.S., then you need a school that is accredited and recognized by the Dept of Ed. I can give more info on that later.

I have three basic recommendations for everyone looking into online/distance education. They all have to do with exploring; after all, you have to defend your assets.

  1. Make certain that you have triple checked their accreditation. First, they tell you what it is, then you go to that accrediting body’s website (not through the link provided by the school), and thirdly you would visit the department of education to see what they have to say. Do your diligent research into the institutions once you have narrowed down to a couple. You can look at the Better Business Bureau for more information on the college.
  2. You must have extreme self motivation and be able to teach yourself per say. This means that you will not have someone telling you verbally, so it is up to you to get the information from the course room, text, and other resources. The best way to look at it is like a guided independent study course.
  3. Review your goals, personal and professional. Make sure that the school that you are going to offers the programs that match your goals. Do not settle. There are many programs that are similar, but you have to make the ultimate decision. Do not let it be based on finances and length of program, but the fact that when you are finished or near finished you will be able to assume your proper place in the career field sought.

Finally, look at marketing yourself and not the degree or university. There are many traditional universities offering degrees that can be earned through online methods. Distance Learning Alliance has a list of these traditional online schools. Look at that if you are truly concerned with the name of the school. Good luck on your search!

 

A Theatre Guide To Getting The Best London Theater Packages

In order to discover the best theatre deals around, you ought to look at all the benefits included in the offer and make sure that the terms & conditions are fine with you.

Maybe the simplest way in which to discover London show offers is to go on the internet. Online you can find sites specializing in the purchasing of theatre breaks just by using Internet search engines such as Google, Yahoo or Bing, or then again through web directories like the Open Directory (ODP) and Yahoo.

These specific theatre sites will normally allow you to seek out theatre offers based upon specific criteria for example the theatre play you want to attend, the date, the time of the show, check-in date, number of nights, type of room, & transport choices. The search engine will return all the deals to be had that meet your requirements together with price listings.

Normally the percentage of the concession will increase with the number of people that you want to go for in your theatre package, as this lets the website promoting the theatre package to cut more while still making a good profit. So, when you add train travel in your theatre package you will obtain a better savings deal.

Regularly check to see if the theatre business or website offers to better the prices of all its existing rivals. Without a doubt this is a straightforward way of ensuring that you are receiving the best available offer from the choice of London theatre packages available. You have to make sure though that what you are looking at is the same in terms of overall extras when judging theatre packages. For example, only examine hotel and London theatre offers that involve the same shows, venues, and accommodation, with the identical options applied. For example, one theatre show package might possibly only incorporate a buffet breakfast, while the other may provide a continental lunch, at the exact same accommodation. Two London theatre packages may perhaps look very alike however as a matter of fact one might well provide a liberal cancellation policy whilst the other does not.

It is also a sensible idea to confirm that the show offers are financially protected. Seeing that service can be different from one offer to another, it’s a fantastic idea idea to try and find testimonials or to get a number of recommendations from prior customers. It is also useful to check to see if the call centres deliver a good service and if theatre goers wishes are entirely met during their theatre break. With a little bit of effort you should definitely be capable of unearthing the best theatre and hotel package available.

I Have A Pell Grant Can I Still Get A Student Loan?

I am currently enrolled in a Community College and I have been awarded a Pell Grant that really only covers my tuition but nothing else. Can I apply for a Stafford Student Loan to help pay for my books and other supplies I may need?

Yes you can. It is infact quite common for students to take on additional financing options to cover their educational needs in the form of student loans, scholarships and other eligible grants. Students loans themselves come in a variety of choices but fundamentally you are looking to either go for a federal student loan such as Stafford loan like you’ve mentioned or a private student loan made by a bank or financial institution. Do make sure to read up on each type of loan, the terms and conditions, the interest rates and the loan term. We have quite a bit of articles on the topic and reading them will help

What Are Student Loans?

Overview of Student Loans

Finding money to pay for your education can be as nerve wracking as getting admission to a college of your dreams. With tuition costs increasing drastically every year, more and more students are turning to student loans to help pay for their education. This article will help you understand the various student loan options you have and hopefully this will make your search a little easier.

First and foremost, before you even contemplate a student loan, you should look for a scholarship program or a student grant such as a pell grant that will help you cover the costs of your schooling. Why are scholarships and grants better? Simple, you do not have to repay them. That said, it is rare for a scholarship or a grant to cover your entire education costs so a student loan might be something you have to look into at some point. Nevertheless, you should always first start your financial aid search by exploring various scholarships and grant options failing which you should then consider a student loan.

Types of Student Loans

There are basically two types of student loans

  • Federal Student Loans
  • Private Student Loans

Federal Student Loans

Federal student loans are those that are funded or guaranteed by the government or more particularly The U.S. Department of Education Federal Student Aid (FSA). Federal Student Aid (FSA) accounts for nearly 70% of the financial aid given to students. Both undergraduate and graduate students can apply for a federal student loan. You will have to be enrolled in a participating school and in an approved program. Federal loans are decided based on the need of the student.

Perkins Loan

The Federal Perkins loans is a low interest loan that is made available to extremely financially needy students. Perkins loans have one of the best interest rates on a student loan. No interest is charged when the student is in school and payments begin after a deferment period of 9 months after the student graduates from school or if their enrollment drops below 50%. Read more about Perkins loan.

Stafford Loan

Federal Stafford loans are federally funded loans that are again low interest loans and generally long term as well. A Stafford loan can be subsidized or unsubsidized. In the case of subsidized Stafford loans, the government pays the interest accrued on the loan when the student is in school. Unsubsidized Stafford loan requires the student to pay the interest on the loan. Usually you can get a deferment or make interest only payments on an unsubsidized loan while the student is in school. The loan terms for a Stafford loan is 10 years. Read more about Stafford loan

PLUS Loan

A PLUS loan or also called Parent PLUS loan is a loan that is given to the parents of a qualified undergraduate student. PLUS stands for Parent Loan for Undergraduate Students. A students parent is responsible for the loan and is meant to cover the costs of education of the student’s undergraduate program less any other financial aid. The term for a PLUS loan is usually 10 years. Read more about PLUS loans.

Private Student Loans

Once you have exhausted all your federal funding options or if you need more money to cover the shortfall from your existing aid you can then approach private institutions such as banks and credit unions for a student loan. These loans are called private student loans. Private loans are not guaranteed by the government. The interest rates and payment terms are set by the lender. Read more about Private Student Loans

Getting financial aid and the right student loan is a long process. Plan ahead and do it early so that you are prepared when the time comes to be able to choose between multiple options rather than have to settle or be arm twisted into a less than premium student loan.

How Old Do You Have To Be To Qualify For a Student Loan or Grant?

Age Limit for Student Loans

To obtain a student loan you must be older than 18 years of age. Even if you are 18 years old, some banks and financial institutions will require you to have a co-signor on the loan. Many states in America do not permit issuance of loans to individuals 18 years or lesser.

This is because loans have an added charge in the form of interest that has to be paid over and above the principal component. Further, when a bank or financial institution lends you money, they need comfort over the fact that they will be getting it back. Therefore, there is a mandatory requirement of a co-signor or a security (if you are over 18 years of age).

The age limit of above 18 years of age applies to federal loans as well. That is why the federal government has Stafford loans that are issued to the parents of dependent students.

Age Limit for Grants

Grants are, literally, free money. They never have to be repaid. The various grants offered by the federal government are-

  1. The Pell grant
  2. The FSEOG
  3. The FWS grant
  4. The Teach grant

For these grants there is no age limit. These are all for graduate or post secondary educational levels.

However, for the children of military personnel killed in Iraq or Afghanistan after September 11, 2011, there is a criterion that states that at the time of death of their parent or legal guardian, the child must be below the age of 24 years or must be enrolled at a higher education institution on part time basis.

The age limit for private grants offered by many colleges and universities needs to be identified by the students. Every college or university has a specified age limit to qualify for the grant. Enquire with the admissions office about the same or the information would also be available on their website.

Studentelligence » Monthly Archive for: ‘December, 2009’

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